Elijah Martinez

Financial planning and insurance are not just about policies, premiums, or projections, they are about people, families, and the responsibility we have to care for one another through every stage of life. I believe true financial guidance begins with listening and understanding where someone has been, what they value most, and where they hope to go.

As an associate with Lightcap Financial Group (LCFG), I work closely with individuals and families to build strategies that provide clarity, protection, and confidence for their future. My work focuses on life insurance, retirement planning, and Medicare solutions. These are areas where decisions can feel overwhelming, especially during major life transitions. My goal is to simplify the process, educate clients clearly, and help them make informed decisions that align with their long-term goals and values.

I approach my role with a service-first mindset shaped by both my professional experience and my personal life. As a husband and father, I understand firsthand how financial decisions impact families, not just today, but for generations to come. That perspective drives my commitment to thoughtful planning, clear communication, and long-term stewardship. Whether helping young families establish protection, guiding retirees through Medicare decisions, or supporting clients as their needs evolve, I strive to be a steady and trusted partner.

At LCFG I am grateful to be part of a collaborative team that values integrity, fiduciary responsibility, and holistic planning.

Licenses & Professional Designations

• 2023 – Life and Health Insurances and Annuity Specialist